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                            <h1 class="h6 herald-mod-h herald-color">Tag • 利變壽險</h1>
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                               title="利變保單怎麼選？金管會5大提醒　「宣告利率」高低非唯一考量">
                                <img src="/uploads/images/20260327/24a6bfec1133631ac8.png" alt="利變保單怎麼選？金管會5大提醒　「宣告利率」高低非唯一考量"/>
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                                        利變保單怎麼選？金管會5大提醒　「宣告利率」高低非唯一考量                                    </a>
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                                    <div class="meta-item herald-date"><span class="updated">2026-03-27</span>
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                                <p> 近年來利率變動型保險成為壽險市場主流商品之一，常見類型包括利變型壽險、利變型年金險及萬能保險等，不過，金管會今（26）日提醒，此類商品本質仍屬保險商品，保險公司會收取提供保險保障的保險成本及附加費用...</p>
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