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                            <h1 class="h6 herald-mod-h herald-color">Tag • 定存</h1>
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                               title="活存增幅4年首超過定存！銀行揭存款族3需求　靈活存逾6成定存戶">
                                <img src="/uploads/images/20260920/32633a39a85ad37ac7.png" alt="活存增幅4年首超過定存！銀行揭存款族3需求　靈活存逾6成定存戶"/>
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                                        活存增幅4年首超過定存！銀行揭存款族3需求　靈活存逾6成定存戶                                    </a>
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                                    <div class="meta-item herald-date"><span class="updated">2026-09-20</span>
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                                <p> ✕ 國人存款結構正出現新的變化。根據金管會統計資料，今（2026）年上半年活期性存款新增率為5.52%，高於定期性存款的2.18%，為近4年來首度出現活期存款增幅超越定期存款，顯示存款結構出現反轉，...</p>
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                                            台股7月大怒神！何如芸遭兒逼問「賠多少」不敢答　半夜急做1事                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2026-08-03</span>
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                                    <p> ✕ 近年股市話題夯，迎來全民炒股時代！女星何如芸因爸爸過去在半年內賠了一百多萬，所以不碰股票，如今在大環境影響下她也跟著投入股市，面...</p>
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                                            美元強、日圓續弱！換匯掌握甜蜜點　還可搭配優存年息最高10%                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2026-04-30</span>
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                                    <p> 在全球匯市波動加劇的環境下，美元維持相對強勢，而日圓則處於近年相對低檔區間，使得「換匯時點」成為民眾關注的理財焦點。銀行建議，可透過...</p>
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                                                class="meta-item herald-date"><span class="updated">2026-03-15</span>
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                                    <p> 中華郵政6日宣布，自3月14日起網路郵局及行動郵局「綜合儲金存簿轉定存」單筆金額及每日／每月合併累加存款金額調整為不逾100萬元，從...</p>
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                                            年終紅包還不知怎用？馬年高利存款來了　美元還有8.8%、台幣15%                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2026-02-22</span>
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                                    <p> 馬年到來，不少人開心領到年終獎金及新年紅包，但如何妥善運用此筆資金「錢滾錢」？尤其想投資股市又怕已處高檔，還沒決定怎麼投資，銀行高利...</p>
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                                        <img src="/uploads/images/20260118/2d940f8f6d06bbef30.png" alt="郵局網路活存轉定存限額降至100萬！3／14上路　估逾百萬戶受影響"/>
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                                            郵局網路活存轉定存限額降至100萬！3／14上路　估逾百萬戶受影響                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2026-01-18</span>
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                                    <p> 中華郵政公司近日公告，自今（115）年3月14日起，網路郵局及行動郵局「綜合儲金存簿轉定存」轉存本金的單筆金額及每日、每月合併累加存...</p>
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                                            美元高利紅包倒數？銀行定存年息最高12%　換匯最多能減6.5分                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2025-08-12</span>
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                                    <p> 美國總統川普上任以來，全球市場跟著激烈動盪，投資民眾心跳加速，在這樣不確定的局勢下，銀行建議資金維持高度彈性最重要，例如簡單實用的「...</p>
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                                    <p> 農曆春節將至，也是領取年終獎金及發紅包的時節，銀行也趁勢祭出新春優惠搶錢、搶客，其中純網銀將來銀行活存最高年息1.5%金額無上限，還...</p>
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                                                class="meta-item herald-date"><span class="updated">2024-11-21</span>
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                                    <p> 隨著年底腳步逐漸靠近，年終花費的需求也不斷增加，從購物季各種優惠到年終獎金規劃，每一分資金都需要好好打理，加上隨著川普再次當選美國總...</p>
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                                                class="meta-item herald-date"><span class="updated">2024-11-20</span>
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                                    <p> 國泰金控今（20）日公布今（2024）年11月國民經濟信心調查結果，美國總統大選投票期間，政治不確定性令國際股市區間震盪，民眾對於台...</p>
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                                                class="meta-item herald-date"><span class="updated">2024-11-12</span>
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                                    <p> 美國總統大選剛落幕，美國聯準會（Fed）則如外界所預期宣布降息1碼，後續的利率政策走向尚未明朗。不過，國內各銀行多搶在聯準會降息初期...</p>
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                                                class="meta-item herald-date"><span class="updated">2024-11-05</span>
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