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                            <h1 class="h6 herald-mod-h herald-color">Tag • 信貸</h1>
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                               title="「四貸同堂」炒股拉警報？金管會稱多重借款客佔比低　2方向因應">
                                <img src="/uploads/images/20260729/3eba3bf5e27dfe002e.png" alt="「四貸同堂」炒股拉警報？金管會稱多重借款客佔比低　2方向因應"/>
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                                        「四貸同堂」炒股拉警報？金管會稱多重借款客佔比低　2方向因應                                    </a>
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                                    <div class="meta-item herald-date"><span class="updated">2026-07-29</span>
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                                <p> ✕ 台股熱絡，民眾擴大借貸，衍生出房貸、車貸、信貸、股票融資或質押籌資的「四貸同堂」現象，也引發金管會關注，邀部分銀行「喝咖啡」。對此，金管會今（28）日表示，向銀行了解後，「多重貸款」客戶總人數佔...</p>
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                                       title="好康來了！台新新光金控歡慶合併　祭出逾40項專屬優惠">
                                        <img src="/uploads/images/20250730/a81895b64933ca9010.png" alt="好康來了！台新新光金控歡慶合併　祭出逾40項專屬優惠"/>
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                                            好康來了！台新新光金控歡慶合併　祭出逾40項專屬優惠                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2025-07-30</span>
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                                    <p> 台新新光金控在董事長吳東亮帶領下於上周四（24日）正式完成合併，成為國內首樁金控合意合併首例，合併後總資產躍升為台灣第4大金控公司。...</p>
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                                       title="台股崩跌快4千點！融資追繳令萬箭齊發　銀行信貸申請人數爆增　">
                                        <img src="/uploads/images/20250410/aec2bd8ad84c67bf09.png" alt="台股崩跌快4千點！融資追繳令萬箭齊發　銀行信貸申請人數爆增　"/>
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                                            台股崩跌快4千點！融資追繳令萬箭齊發　銀行信貸申請人數爆增　                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2025-04-10</span>
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                                    <p> 美國總統川普對等關稅政策，持續重創台股，即便國安基金啟動護盤，台股累計3個交易日已崩跌快4000點，券商持續發出融資追繳令，也讓投資...</p>
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                                    <a href="/post/76459.html"
                                       title="用「信貸補房貸」缺口？老男人狂電小資女　違規使用當心央行追回">
                                        <img src="/uploads/images/20240923/26a6f4c2c450b4814e.png" alt="用「信貸補房貸」缺口？老男人狂電小資女　違規使用當心央行追回"/>
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                                            用「信貸補房貸」缺口？老男人狂電小資女　違規使用當心央行追回                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2024-09-23</span>
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                                    <p> 央行祭出第七波信用管制，限貸令再度升級，購屋族鬧錢荒，不少人試圖「用信貸補房貸」缺口，根據聯徵中心信貸資料，利率最高者為30歲以下女...</p>
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                                       title="報稅倒數！繳稅百萬大戶逾5成也刷卡分期　銀行估今年續雙位成長">
                                        <img src="/uploads/images/20240524/4d603c65d598d1c053.png" alt="報稅倒數！繳稅百萬大戶逾5成也刷卡分期　銀行估今年續雙位成長"/>
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                                            報稅倒數！繳稅百萬大戶逾5成也刷卡分期　銀行估今年續雙位成長                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2024-05-24</span>
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                                    <p> 綜所稅申報進入倒數1周，還有許多納稅人尚未完成報稅，不過，隨著信用卡繳稅及分期機制越來越成熟便利，選擇使用信用卡繳稅的客戶也持續增加...</p>
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                                       title="最大苦主！美Z世代收入少債多　難享受市場紅利「還受通膨打擊」">
                                        <img src="/uploads/images/20240513/fefffe8f14fbbb1e18.png" alt="最大苦主！美Z世代收入少債多　難享受市場紅利「還受通膨打擊」"/>
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                                            最大苦主！美Z世代收入少債多　難享受市場紅利「還受通膨打擊」                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2024-05-13</span>
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                                    <p> 在2008年金融海嘯後，全球歷經長達10年以上的零利率、甚至「負利率」年代，儘管投資市場在各國政府大印鈔票的資金狂潮下、熱度與日俱增...</p>
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                                       title="穆迪下調信貸評級展望至「負面」　中國財政部稱感到失望">
                                        <img src="/uploads/images/20231206/923c76d2f8655ed19d.png" alt="穆迪下調信貸評級展望至「負面」　中國財政部稱感到失望"/>
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                                            穆迪下調信貸評級展望至「負面」　中國財政部稱感到失望                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2023-12-06</span>
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                                    <p> 國際信用評等機構穆迪（Moody's）今（5）宣布維持中國政府信用評等為「A1」，但將中國政府信評展望調降至「負面」，意味穆迪未來將...</p>
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                                            穆迪下調信貸評級展望至「負面」　中國財政部稱感到失望                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2023-12-06</span>
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                                    <p> 國際信用評等機構穆迪（Moody's）今（5）宣布維持中國政府信用評等為「A1」，但將中國政府信評展望調降至「負面」，意味穆迪未來將...</p>
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                                       title="買電動車選信貸還是車貸？最大差異在這　專家教戰貸款注意事項">
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                                                class="meta-item herald-date"><span class="updated">2023-11-29</span>
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                                    <p> 國內電動車市場持續快速成長，尤其流線型的曲線和未來感十足的設計元素，讓許多人對這時尚且環保的交通工具趨之若鶩。不過，也因為高端電池技...</p>
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