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                            <h1 class="h6 herald-mod-h herald-color">Tag • 存款</h1>
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                               title="市場房貸首購衝3%！玉山金董座籲提前作業　央行年底可能升息半碼">
                                <img src="/uploads/images/20261009/7f7beeffb364a68ea2.png" alt="市場房貸首購衝3%！玉山金董座籲提前作業　央行年底可能升息半碼"/>
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                                        市場房貸首購衝3%！玉山金董座籲提前作業　央行年底可能升息半碼                                    </a>
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                                    <div class="meta-item herald-date"><span class="updated">2026-10-09</span>
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                                <p> ✕ 受到市場資金緊俏影響，銀行房貸利率持續上升，有公股銀行一般首購利率開價已達2.7%，民營銀行利率更高，甚至有的已突破3%。對此，玉山金控暨玉山銀行董事長黃男州今（8）日受訪時表示，目前玉山還沒到...</p>
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                                        <img src="/uploads/images/20261001/7aaeaf80d169826e42.png" alt="安聯2026全球財富報告揭曉　台灣人均金融資產淨值全球排第5"/>
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                                        <a href="/post/152234.html">
                                            安聯2026全球財富報告揭曉　台灣人均金融資產淨值全球排第5                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2026-10-01</span>
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                                    <p> ✕ 根據安聯發布最新《全球財富報告》，將近60個國家的家戶資產負債狀況置於顯微鏡下放大審視，2025年全球家庭財富創下了歷史新高，資...</p>
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                                       title="散戶信心回升！８月證券劃撥存款餘額衝4.57兆歷史新高">
                                        <img src="/uploads/images/20260924/f23e6b84078f5742c8.png" alt="散戶信心回升！８月證券劃撥存款餘額衝4.57兆歷史新高"/>
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                                        <a href="/post/151481.html">
                                            散戶信心回升！８月證券劃撥存款餘額衝4.57兆歷史新高                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2026-09-24</span>
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                                    <p> ✕ 在亞股去槓桿風暴之下，台股今（2026）年7月歷經劇烈震盪與歷史級跌點，隨後觸底反彈，8月強彈逾3000點，散戶信心大增。根據央...</p>
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                                        <img src="/uploads/images/20260809/8938483e865d5ddeec.png" alt="庹宗康結婚15年沒吵過架！名下只有一台貸款車　房產戶頭全歸老婆"/>
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                                            庹宗康結婚15年沒吵過架！名下只有一台貸款車　房產戶頭全歸老婆                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2026-08-09</span>
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                                    <p> ✕ 藝人庹宗康結婚15年，近日登上節目《歐耶一級棒》，分享私下不僅天天和老婆說「我愛妳」，平時也很尊重對方的想法與意見：「我們結婚到...</p>
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                                       title="年關近！上海商銀傳系統異常一度無法領錢　目前陸續恢復">
                                        <img src="/uploads/images/20260210/a16739732c4583323d.png" alt="年關近！上海商銀傳系統異常一度無法領錢　目前陸續恢復"/>
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                                            年關近！上海商銀傳系統異常一度無法領錢　目前陸續恢復                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2026-02-10</span>
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                                    <p> 農曆年關將近，也是資金需求高峰，不少人會前往銀行或ATM存提款，不過，上海商銀今（10）日傳出系統異常，導致分行無法存提款，ATM也...</p>
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                                       title="郵局網路活存轉定存限額降至100萬！3／14上路　估逾百萬戶受影響">
                                        <img src="/uploads/images/20260118/2d940f8f6d06bbef30.png" alt="郵局網路活存轉定存限額降至100萬！3／14上路　估逾百萬戶受影響"/>
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                                            郵局網路活存轉定存限額降至100萬！3／14上路　估逾百萬戶受影響                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2026-01-18</span>
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                                    <p> 中華郵政公司近日公告，自今（115）年3月14日起，網路郵局及行動郵局「綜合儲金存簿轉定存」轉存本金的單筆金額及每日、每月合併累加存...</p>
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                                       title="台灣純網銀虧損收斂！信評看股東支援仍是關鍵　監管鬆綁有助拓展">
                                        <img src="/uploads/images/20250924/c1197d2cf89a5aeaa2.png" alt="台灣純網銀虧損收斂！信評看股東支援仍是關鍵　監管鬆綁有助拓展"/>
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                                            台灣純網銀虧損收斂！信評看股東支援仍是關鍵　監管鬆綁有助拓展                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2025-09-24</span>
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                                    <p> 惠譽信評今（23）日指出，台灣3家純網路銀行包括樂天國際銀行、連線銀行（LINE Bank）及將來銀行，在業務擴張過程中將持續收斂虧...</p>
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                                       title="颱風來今13縣市停班民眾受影響！存款不足退票從寬處理">
                                        <img src="/uploads/images/20250707/366c332f60673d0fce.png" alt="颱風來今13縣市停班民眾受影響！存款不足退票從寬處理"/>
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                                            颱風來今13縣市停班民眾受影響！存款不足退票從寬處理                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2025-07-07</span>
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                                    <p> 丹娜絲颱風襲台，全台13縣市停班停課，尤其中南部災情嚴重，台灣票據交換所今（7）日公告，7月7日受丹娜絲颱風影響，致部分地區停止上班...</p>
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                                       title="ATM存錢新制！國泰世華銀6/28起取消「無限額」　破百萬人受影響">
                                        <img src="/uploads/images/20250609/a08ed1ea0e47aa254f.png" alt="ATM存錢新制！國泰世華銀6/28起取消「無限額」　破百萬人受影響"/>
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                                            ATM存錢新制！國泰世華銀6/28起取消「無限額」　破百萬人受影響                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2025-06-09</span>
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                                    <p> 詐騙猖獗！國泰世華銀行公告，將自6月28日起，調降持本行金融卡至ATM存入台幣存款之每日限額至新臺幣300萬元，含自本行ATM或其他...</p>
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                                       title="數據失真？台北市人均存款達925萬居冠　金管會主委彭金隆回答了">
                                        <img src="/uploads/images/20241219/30c4c28d4689f925d5.png" alt="數據失真？台北市人均存款達925萬居冠　金管會主委彭金隆回答了"/>
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                                        <a href="/post/86426.html">
                                            數據失真？台北市人均存款達925萬居冠　金管會主委彭金隆回答了                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2024-12-19</span>
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                                    <p> 近期網路流傳金管會公布全台22縣市存款餘額，台北市高達23兆元，平均每人存款925萬元居冠，也引發立委關注，這數據怎麼統計出來？台北...</p>
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                                        <img src="/uploads/images/20241218/24a6bfec1133631ac8.png" alt="銀行為房貸高利搶存款？金管會說話了　提醒有這風險"/>
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                                            銀行為房貸高利搶存款？金管會說話了　提醒有這風險                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2024-12-18</span>
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                                    <p> 銀行受限不動產放款天條，即銀行法第72條之2限制，房貸接近滿水位，傳出銀行不得不持續「搶錢」，以較高利率吸收存款，以增加不動產放款水...</p>
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                                       title="限貸令惹民怨！金管會稱沒滿水位問題　也暫時不打算修法放寬">
                                        <img src="/uploads/images/20240904/1a76511cd7bbef143f.png" alt="限貸令惹民怨！金管會稱沒滿水位問題　也暫時不打算修法放寬"/>
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                                            限貸令惹民怨！金管會稱沒滿水位問題　也暫時不打算修法放寬                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2024-09-04</span>
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                                    <p> 新青安引發買房潮，傳出銀行滿水位以限貸、延後撥款因應，也引發許多民怨，甚至買房可能出現違約情況。對此，金管會今（3）日表示，確實也有...</p>
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                                            併花旗消金周年！星展銀上半年獲利增2.7倍新高、躍第6大發卡行　                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2024-08-14</span>
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