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                            <h1 class="h6 herald-mod-h herald-color">Tag • 理財型房貸</h1>
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                               title="防「四貸同堂」風險！金管會緊盯銀行　10月起要申報理財週轉金">
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                                        防「四貸同堂」風險！金管會緊盯銀行　10月起要申報理財週轉金                                    </a>
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                                    <div class="meta-item herald-date"><span class="updated">2026-08-05</span>
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                                <p> ✕ 台股熱絡，民眾擴大借貸，衍生出房貸、車貸、信貸、股票融資或質押籌資的「四貸同堂」現象。為防杜信用槓桿風險，金管會今（4）日表示，將要求各銀行新增揭露「理財周轉金申報」項目，包括理財型房貸、信貸、...</p>
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