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                            <h1 class="h6 herald-mod-h herald-color">Tag • 數位帳戶</h1>
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                                        活存增幅4年首超過定存！銀行揭存款族3需求　靈活存逾6成定存戶                                    </a>
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                                    <div class="meta-item herald-date"><span class="updated">2026-09-20</span>
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                                <p> ✕ 國人存款結構正出現新的變化。根據金管會統計資料，今（2026）年上半年活期性存款新增率為5.52%，高於定期性存款的2.18%，為近4年來首度出現活期存款增幅超越定期存款，顯示存款結構出現反轉，...</p>
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                                            年終紅包還不知怎用？馬年高利存款來了　美元還有8.8%、台幣15%                                        </a>
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                                                class="meta-item herald-date"><span class="updated">2026-02-22</span>
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                                                class="meta-item herald-date"><span class="updated">2026-02-10</span>
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                                    <p> 過年前至年後，股市進入觀望期，不少投資人選擇暫緩進場，等待市場方向更為明朗。銀行觀察，近來不只小資族使用「數位帳戶」進行日常資金管理...</p>
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                                    <p> 為防堵詐騙，數位帳戶開戶也更嚴了！合庫銀行公告自明（2026）年2月2日起，數位存款帳戶開戶總約定書新增11項規定，除申請人必須使用...</p>
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                                    <p> 全球市場降息循環已悄然啟動，國內部分銀行新台幣活儲利率已同步下調，不過，面對年底降息與資金回流需求，銀行持續推出新台幣高利存款利率搶...</p>
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                                    <p> 為了防堵詐騙，銀行推出強化防詐措施，第一銀行、台新銀行、土地銀行、合庫銀行陸續宣布，本（9）月將有新制上路，以降低客戶受騙風險，其中...</p>
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